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Site Terms of Use Agreement

Welcome to the web site, www.zendough.com, (the "Site"). This Terms of Use Agreement ("Agreement") contains the terms and conditions upon which you ("you," or the "member") may use the Site or access zendough or any products through the Site. You agree to be legally bound by these terms. If you do not agree to these terms and conditions, please do not use this Site.

The terms and conditions that specifically apply to the zendough product, are in addition to these Site Terms of use. These Site Terms of use do not override the zendough Product Agreement.

General Terms

zendough maintains this Site to provide you with information about the zendough product and to deliver zendough to Members. From time to time we may revise these terms and conditions. Revisions will be effective when posted or as otherwise stated.

TransUnion, LLC (“TransUnion”), TransUnion Interactive and zendough are not credit repair organizations, or similarly regulated organizations under other applicable laws, and do not provide credit repair advice.

TransUnion, TransUnion Interactive and zendough's credit monitoring offerings monitor only the credit file associated with the purchasing consumer, and do not monitor, compare or cross-reference the credit file associated with the purchasing consumer to any other credit file(s) maintained by the applicable credit bureau(s).

The images, text, screens, web pages, materials, data, content and other information ("Content") used and displayed on the Site, including, but not limited to, TransUnion Interactive™, TransUnion Interactive™ and Design, zendough™, zendough and Design™, TrueCredit™, TrueCredit™ and Design, are the property of zendough or its licensors and are protected by copyright, trademark and other laws. In addition to our rights in individual elements of the Content within the Site, zendough owns copyright or patent rights in the selection, coordination, arrangement and enhancement of such Content. You may copy the Content from the Site for your personal or educational use only, provided that each copy includes any copyright, trademark or service mark notice or attribution as they appear on the pages copied. Except as provided in the preceding sentence, none of the Content may be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of zendough or the owner of the Content.

Disclaimer of Warranties and Liabilities

OUR SITE, INCLUDING ALL CONTENT, PRODUCTS AND SERVICES MADE AVAILABLE ON OR ACCESSED THROUGH THIS SITE, IS PROVIDED TO YOU "AS IS". TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, NEITHER ZENDOUGH NOR ITS AFFILIATES MAKE ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND WHATSOEVER AS TO THE CONTENT, PRODUCTS OR SERVICES AVAILABLE ON OR ACCESSED THROUGH OUR SITE, THAT A USER WILL HAVE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO OUR SITE, CONTENT, PRODUCTS OR SERVICES OR THAT OUR SITE, CONTENT, PRODUCTS OR SERVICES WILL BE ERROR-FREE. IN ADDITION, ZENDOUGH AND ITS AFFILIATES AND SUPPLIERS DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON INFRINGEMENT AND INFORMATIONAL CONTENT. THEREFORE, YOU AGREE THAT YOUR ACCESS TO AND USE OF OUR SITE, PRODUCTS, SERVICES AND CONTENT ARE AT YOUR OWN RISK. BY USING OUR SITE, YOU ACKNOWLEDGE AND AGREE THAT NEITHER ZENDOUGH NOR ITS AFFILIATES AND SUPPLIERS HAVE ANY LIABILITY TO YOU (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF OUR SITE, CONTENT, PRODUCTS OR SERVICES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), INCLUDING LIABILITY ASSOCIATED WITH ANY VIRUSES WHICH MAY INFECT YOUR COMPUTER EQUIPMENT.

Registration and Accurate Information

If you decide to register on our Site, or purchase our products or services you may be required to register, provide personal information, and select a user name and password. You agree to provide accurate information in your registration and not to share your password with third parties. You agree not to impersonate another person or to select or use a user name or password of another person. You agree to notify zendough promptly of any unauthorized use of your account and of any loss, theft or disclosure of your password. Failure to comply with these requirements shall constitute a breach of these terms and conditions and shall constitute grounds for immediate termination of your account and your right to use the Site.

Our Privacy Policy

We define children as individuals under the age of 16. Our Web Site is not intended for the use of children and we do not intend to collect information about children through our Web Site. You must be at least 18 to access any products through this website or to join zendough as a member entitled to membership benefits.

Notices

You should send any notices or other communications regarding our Site, products or services to zendough, 100 Cross Street, Suite 202, San Luis Obispo, CA 93401.

zendough is a trade name of TransUnion Interactive, Inc., a Delaware corporation based in San Luis Obispo, California.

Applicable Law

The laws applicable to the interpretation of these terms and conditions shall be the laws of the State of Delaware, USA, and applicable federal law, without regard to any conflict of law provisions. zendough can provide credit reports only for individuals who have established credit in the United States. Those who choose to access this Site from outside the United States do so on their own initiative and are responsible for compliance with local laws. You agree that any and all disputes arising under this Agreement, if submitted to a court of law, shall be submitted to the state and federal courts of New Castle County, Delaware, USA.

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